Accion Microfinance Bank Limited – Established in 2006, began operations in May 2007 on license from the Central Bank of Nigeria. Our management team comprises seasoned and distinguished professionals from diverse backgrounds complemented by the expertise of our technical partners, ACCION International. At Accion Microfinance Bank our core values, business philosophy and methodology distinguish us as one of the leading microfinance banks in Nigeria.
We are recruiting to fill the position below:
Job Title: Debt Collection Officer
Loactions: Oyo, Ondo, Lagos, Rivers, Anambra, Uyo-Akwa Ibom & Abia
Job Responsibilities
- Visitation of delinquent clients and Guarantors(shop and home)Issuance of Demand notice to delinquent clients and guarantors
- Ensure collections of due payments from delinquent clients(31- 90 Days)
- Recovery officers and 91days above DCO.Negotiation of repayment with delinquent clients and guarantors with approval
- Follow up on delinquent clients and guarantors.Seizure of assets of delinquent clients and guarantors
- Payment of post-dated cheques for delinquent clients.Forwarding of monthly report of collections/seizure on delinquent clients and guarantors to Recovery manager
- Reporting of exceptions if noticed.Ensure that debt recovery strategy and procedures are adhered to managing of PAR
Qualification & Experiences
- Education Minimum of Secondary School Certificate Examination (SSCE)
Required Knowledge:
- Good Knowledge of debt and recovery management
- Minimum of 2 years experience in debt recovery
- Interpersonal Skills
- Numerical and well organized
- Team working
- Organizational skills.Good Understanding of Accion commercial operations.
Deadline: 23rd August, 2019.
How to Apply
Interested and qualified candidates should:
Click here to apply online
Job Title: Debt Collection Supervisor
Loactions: Delta, Oyo, Anambra, Abia, Uyo-Akwa Ibom, Ondo & Rivers
Job Responsibilities
- Supervision of staff, including mentoring, training and reviews
- Identification of areas for improving processes, implementing best practices and metrics to track performance management
- Negotiating and following up on payment arrangements or finding missing clients or tracking down missing client information
- Analyzing delinquent accounts and preparing report on highest risk accounts including recommendations for resolution
- Interacting with customers to obtain additional credit information to support credit lines
- Reconciling transactions and balances to maintain accurate accounts
- Maintaining bad debt and bad debt recovery records
- Monitoring receivables and collections and providing updates of receivables and providing appropriate reporting procedures
- providing regular updates of receivables to management
- Negotiating payment programs with delinquent customers
- Identifying accounts requiring collection agency or legal action and coordinating collections with third party contractors
- Monitoring violations of credit policies, providing analysis, conclusion and recommendations, present findings to supervisors and suggesting actions/penalties to be taken when appropriate.
Qualification & Experiences
- B.Sc/BA/HND in Social Sciences, Business, Banking, Finance, Marketing or any other numeric course.
- Detailed knowledge of required documentation and a thorough knowledge of Lien Laws that govern the transactional relationship between the Customer and the Company
- Minimum of 4 years’ experience in debt recovery
Required Knowledge:
- Good Knowledge of debt and recovery management
- Good knowledge of Credit administration
- Interpersonal Skills
- Numerical and well organized
- Strong leadership and people management skills
- Strong analytical skills, ability to conduct credit analysis and strategically analyze financials
- Excellent communication skills, ability to present financial information effectively
- Understanding of financial and debt analysis
- Knowledge of micro, small and medium enterprise market
Deadline: 23rd August, 2019.
How to Apply
Interested and qualified candidates should:
Click here to apply online
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