Baobab Group is a leading digital financial inclusion group focusing on serving individuals, micro and small businesses in Africa and China. Our mission is to unleash the potential of our clients offering them simple and easy to use financial services. Founded in 2005 as Microcred, today Baobab has over a million customers and 3,800 employees operating in Burkina Faso, China, Democratic Republic of Congo, Ivory Coast, Madagascar, Mali, Nigeria, Senegal, Tunisia and Zimbabwe.
We are recruiting to fill the position below:
Job Title: Collateral Valuation Officer
Location: Yaba, Lagos
Employment Type: Full-time
Overview
- The Collateral Valuation Officer shall use an internally approved standard valuation template or tools to value the collateral items with a value above NGN 50m and report the result to the Risk department.
Responsibilities
- Determining the value of all descriptions of landed property and estimating the economic worth of the Landed Property
- Feasibility and viability studies of all mortgage properties for credit processes
- Generate and support new business opportunities for the Bank.
- Cooperate in the development of the Housing facility for the staff and client
- Assist in selling all mortgaged properties due to forfeiture of delinquent clients by revalidating the market and forced sales value.
- Work with the branches and recovery in any matter relating to confiscation and sales of collateral.
- Conduct a loan underwriting process, as the case may be.
- Perform any other similar job as assigned by the CRO.
Requirements
- Good knowledge of Real Estate Management.
- Ability to use AutoCAD and HSE tools
- Good communication, problem-solving and analytical skills.
- Project management skills.
- Excellent interpersonal and relationship management skills.
- Ability to manage stress management.
- Good attention to detail.
- Ability to work with minimum supervision.
- Ability to prepare reports (MS word, Excel and PowerPoint).
- Thorough and consistent in discharging duties on sites always.
- Exercises sound decision-making when carrying out responsibilities.
- Practical, flexible, and innovative approach to work.
- Team working skills.
- Must possess good IT skills.
Qualifications
- Minimum in BSc / HND in Architecture, Estate Management, and Building/Civil Engineering.
- Experience Level: Entry-level – Mid-level
- Experience Length:1- 3 years of relevant experience
- Professional certification in HSE is an added advantage.
Deadline: 17th February, 2023.
Method of Application
Interested and qualified candidates send their CV to: ng.recruitment@baobabgroup.com copy: yadelaja@baobabgroup.com using the Job Title as the subject of the email.
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