USSD is an acronym that stands for Unstructured Supplementary Service Data. It’s also known as quick code.
USSD Banking is a type of banking that allows you to make financial transactions from your phone through the use of short or quick codes.
How to Apply for Loans Using USSD Codes
The steps to applying for a loan via USSD are straightforward. You simply need to:
- Know which loan provider you’re borrowing from.
- Get the functional USSD code
- Meet all specified requirements
- Dial the code
- Follow the prompt
- Get your loan
| Platform | USSD Code for Loans |
| AB Microfinance Bank | *389*755# |
| Access Bank Payday Loan | *901*11# |
| Accion Microfinance Bank | *572*6# |
| Airtel Quick Cash | *561# |
| ALAT Loan By Wema Bank | *945*100 |
| Aledin Nano | *903# |
| Carbon Loan | *1303# |
| Ecobank Xpress | *326# |
| Etisalat | *561# |
| Fairmoney Loan | *322*2# |
| FCMB | *329# |
| First Bank First Advance | *894*11# or *894# |
| Glo Cash | *322*1*04225701*Amount# |
| GTBank Soft Loan (QuickCredit) | *737*51*51# |
| Interswitch | *322# |
| Kwikcash | *561# |
| Migo Loan | *561# |
| MTN Cash | *606*4# |
| Trader Moni | *540# |
| Paga | *242# |
| Payattitude | *569# |
| Paylater USSD Code | *1303# |
| Quickteller Loan (Airtel, MTN & 9mobile) | *322# |
| Quickteller – Glo Users | *805# |
| UBA Loan Code | *919# |
| Unity Bank Loan Code | *7799# |
| Zenith Bank Loan | *966# |
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