Credit Underwriter at Rosabon Financial Services Limited

Rosabon Financial Services Limited – Award winning Rosabon Financial Services is a member of the Concept Group. Licensed by the Central Bank of Nigeria, CBN on April 22, 1993 and being a long standing member of the Equipment Leasing Association of Nigeria (ELAN), the organization has evolved into Nigeria’s leading Non-Banking Financial Intermediary and Equipment Leasing firm focused on niche and general markets.

We are recruiting to fill the position below:

Job Title: Credit Underwriter

Location: Lagos
Employment Type: Full-time
Work environment: Hybrid

Job Summary

  • The Credit Underwriter is responsible for the evaluation of financial information and risks before granting loans to individuals and companies.

Duties and Responsibilities

  • Reviewing & analyzing the creditworthiness of all potential customers based on risk criteria.
  • Performing various departmental functions including loan covenant monitoring, risk rating, audit preparation and recovery when assigned by HOD
  • Reviewing application for credit facilities with a view to point out deviations from the company’s credit policy and highlight quality assurance issues in credit proposals received from business areas.
  • To evaluate all quantitative details in the applications with a view to make objective decisions based on empirical facts from financial information evaluated..
  • Detecting fraudulent applications with falsified/forged documents and ensuring that all credit approvals, KYC are in place documentation is duly executed and that the company’s interest is well protected.
  • Conducting credit search (CRS & CRC Report) on credit bureau database and conducting Email Verification & preparing Transaction Consummation Report.

Minimum Educational Requirement

  • Bachelor’s / HND

Required Experience and Skills:

  • Analytical and computational ability
  • Financial analysis and numerical ability
  • Attention to detail
  • Decision-making ability
  • Efficiency and communication skills
  • Ability to work well under pressure
  • Should be technically savvy and should have excel and other spreadsheet skills.

Salary and Benefits
Competitive staff remuneration and benefit packages.

Deadline: 24th July, 2024.

How to Apply
Interested and qualified candidates should forward their Resume / CV to: careers@conceptgroup-ng.com using the Job Title as the subject of the email.


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