Crossover Microfinance Bank Ongoing Graduate Recruitment

Crossover is an innovative financial microfinanance/mortgage instituition offering various financial products and services.

We are recruiting to fill the position of: 

 Job Title: Operations Officer/Teller
Location: Ekiti
Main Tasks 

• Account deposits and withdrawals
• Cheque transactions
• Receive and verify loan repayment amount
• Ensure compliance with all internal controls & established policies and procedures

Requirements

• Minimum educational qualification of OND
• A minimum of 1-3 year(s) experience
• Experience in handling higher-volume cash transactions is an asset
• Excellent customer service relations
• Active PC user
• Detail oriented
• Honesty & integrity
• Stress tolerance
• High level of accuracy and Ability to work effectively with minimal supervisio

Job Title: Operations Officer/Teller
Location: Ogun
Main Tasks 

• Account deposits and withdrawals
• Cheque transactions
• Receive and verify loan repayment amount
• Ensure compliance with all internal controls & established policies and procedures

Requirements

• Minimum educational qualification of OND
• A minimum of 1-3 year(s) experience
• Experience in handling higher-volume cash transactions is an asset
• Excellent customer service relations
• Active PC user
• Detail oriented
• Honesty & integrity
• Stress tolerance
• High level of accuracy and Ability to work effectively with minimal supervision

Job Title: Relationship Officer
Location: Ekiti
Department: Business Development
Job Summary 

• To form and manage group of clients for the purpose of accessing credit from the bank and also to collect loan and savings instalments.

Duties & Responsibilities

• Creates and manages new groups, Majorly women, for the purpose of accessing credit.
• Attend group weekly meetings for the purpose of collecting savings and loan repayments while managing new members.
• To prepare credit proposal for each structured group after the group eligibility criteria are met.
• Work towards achieving minimum of twenty groups within the first four months.
• Ensure that all members of each group make complete payments of weekly instalments.
• Maintain good relationships with corresponding banks.

Requirements
Minimum Educational Qualification:

• Bachelor’s degree or HND in a related discipline. OND/NCE with a minimum of 3 year group lending experience can as well applied.

Minimum Experience:

• Minimum of one (1) year group lending experience is essential for Bachelor’s degree or HND holders.

Technical Knowledge Required:

• Excellent industry knowledge.
• Group lending Knowledge.
• Knowledge of competition.

Skills & Behavioural Competencies Required:

• Sound relationship skills.
• Sound credit, sales/marketing skills.
• Communication Skills.
• Charismatic personality/Good carriage.
• Teachable and Adaptable
• Integrity/Impeccable character.

Job Title: Relationship Manager
Location: Ekiti
Department: Business Development
Job Summary (Job Objective) 

• To be responsible for branch operations and have full financial and management authority in the branch office. To coordinate and guide the staff in the branch.

Duties & Responsibilities

• Responsible for overall planning and inspection of groups’ formation before approval.
• Review process and approves loan application forms and personally disburses loans, and is actively involved in collecting repayments.
• Engage in the planning and preparation of members and group savings, credit programs and overall financial plan of the branch and implement it accordingly subject to approval limits.
• Ensure achievement of branch’s monthly disbursement target.
• Visit at least two groups daily to verify figures in pass books and the bank’s records noting anomalies and ensure corrections.
• Coordinate and supervise branch staff.
• Provide feedbacks to management based on findings during visits to group members.
• Carryout other responsibilities as may be defined by the bank’s policy.

Requirements
Minimum Educational Qualification:

• Bachelor degree or HND in a related discipline.
• Post graduate or professional qualification is an added advantage.

Minimum Experience:

• Minimum of three (3) years group lending experience from a foremost microfinance bank.
• 6 to 12 months managerial experience is an added advantage.

Technical Knowledge Required:

• Excellent industry knowledge.
• Group lending Knowledge.
• Knowledge of competition.

Skills & Behavioural Competencies Required:

• Sound relationship and leadership skills.
• Sound credit, sales and management skills.
• Strong in analytics and numerate.
• Communication Skills.
• Charismatic personality/Good carriage.
• Dynamic, Flexible, Adaptable.
• Visionary, Opportunity sniffer
• People Skills/Emotional Intelligence

Job Title: Relationship Officer
Location: Ogun
Department: Business Development
Job Summary (Job Objective) 

• To form and manage group of clients for the purpose of accessing credit from the bank and also to collect loan and savings installments.

Duties & Responsibilities

• Creates and manages new groups, Majorly women, for the purpose of accessing credit.
• Attend group weekly meetings for the purpose of collecting savings and loan repayments while managing new members.
• To prepare credit proposal for each structured group after the group eligibility criteria are met.
• Work towards achieving minimum of twenty groups within the first four months.
• Ensure that all members of each group make complete payments of weekly installments.
• Maintain good relationships with corresponding banks.

Requirements
Minimum Educational Qualification:

• Bachelor degree or HND in a related discipline.
• OND/NCE with a minimum of 3 year group lending experience can as well applied.

Minimum Experience:

• Minimum of one (1) year group lending experience is essential for Bachelor degree or HND holders.

Technical Knowledge Required:

• Excellent industry knowledge.
• Group lending Knowledge.
• Knowledge of competition.

Skills & Behavioural Competencies Required:

• Sound relationship skills.
• Sound credit, sales/marketing skills.
• Communication Skills.
• Charismatic personality/Good carriage.
• Teachable and Adaptable
• Integrity/Impeccable character.

Job Title: Relationship Manager
Location: Ogun
Department: Business Development
Job Summary (Job Objective) 

• To be responsible for branch operations and have full financial and management authority in the branch office. To coordinate and guide the staff in the branch.

Duties & Responsibilities

• Responsible for overall planning and inspection of groups’ formation before approval.
• Review process and approves loan application forms and personally disburses loans, and is actively involved in collecting repayments.
• Engage in the planning and preparation of members and group savings, credit programs and overall financial plan of the branch and implement it accordingly subject to approval limits.
• Ensure achievement of branch’s monthly disbursement target.
• Visit at least two groups daily to verify figures in pass books and the bank’s records noting anomalies and ensure corrections.
• Coordinate and supervise branch staff.
• Provide feedbacks to management based on findings during visits to group members.
• Carryout other responsibilities as may be defined by the bank’s policy.

Technical Knowledge Required:

• Excellent industry knowledge.
• Group lending Knowledge.
• Knowledge of competition.

Skills & Behavioural Competencies Required

• Sound relationship and leadership skills.
• Sound credit, sales and management skills.
• Strong in analytics and numerate.
• Communication Skills.
• Charismatic personality/Good carriage.
• Dynamic, Flexible, Adaptable.
• Visionary, Opportunity sniffer
• People Skills/Emotional Intelligence.

Requirements
Minimum Educational Qualification:

• Bachelor Degree or HND in a related discipline. Post graduate or professional qualification is an added advantage.

Minimum Experience:

• Minimum of three (3) years group lending experience from a foremost microfinance bank. 6 to 12 months managerial experience is an added advantage.

How to Apply
Interested and qualified candidates should send their applications and CV’s to: info@crossovermb.com 

Note: Only shortlisted candidates will be contacted

Deadline  5th May, 2016.