Lidya is a financial services platform to improve access to credit and finance across frontier and emerging markets starting with Nigeria. Launched in November 2016, with a mission to close that yawning credit gap, both in Nigeria and across emerging markets where there is a $2.6 Trillion SME credit gap worldwide.
We are recruiting to fill the position below:
Job Title: Data Scientist
Location: Lagos
Job Description
- We are looking for a passionate Data Scientist. The successful candidate will turn data into information, information into insight and insight into business decisions.
- The Data Scientist position will work closely with the senior management team and will be responsible for importing, transforming, validating or modeling data with the purpose of understanding or drawing conclusions from the data in order to drive clinical and operational decision-making.
- The data Scientist’s responsibilities may include presenting data in charts, graphs and tables as well as designing and developing relational databases for collecting data.
Desired Qualifications
- 3 to 5 years+ of experience working with an Investment Bank, Management Consulting Firm or in an advanced degree course with heavy math and/or statistics requirements.
- Technical expertise regarding data models, database design development, data mining and segmentation techniques.
- Strong knowledge of and experience with reporting packages (Business Objects etc), databases (SQL etc), programming (XML, Javascript, or ETL frameworks).
- Knowledge of statistics and experience using statistical packages for analyzing datasets (Excel, SPSS, SAS etc).
- Attention to Detail: The conclusions drawn from your data analysis will drive critical departmental initiatives. Accuracy and attention to detail are paramount.
- Analytical Skills: Strong analytical skills with the ability to collect, organize, analyze, and disseminate significant amounts of information with attention to detail and accuracy.
- Math Skills: Deep understanding of basic statistical methods.
- Bachelor’s degree in finance, accounting, statistics, mathematics, engineering, computer science, information management, investments or a related business discipline (MBA, CPA, or CFA is a plus).
Key Tasks and Responsibilities
- Process and prepare financial and business forms for the purpose of checking account balances, facilitating purchases, etc.
- Perform routine calculations to produce analyses and reports as requested by the finance director
- Help oversee and manage individual accounts
- Create, send, and follow up on invoices
- Review and adhere to department budgets
- Collect and enter data for various financial spreadsheets
- Review and audit financial statements and reports, ensure all calculations and data entries are correct
- Reconcile any discrepancies or errors identified by conversing with employees and/or clients
- Report any troubling discoveries or suspicion of wrongdoing to the proper authorities
- Collect information for and prepare payroll payments for employees
- Assist the financial director in creating financial reports on a regular basis
- Adhere to the company’s or organisation’s financial policies and procedures
- Answers question and provide assistance to stakeholders, customers, and clients as needed
- Attend finance department and company-wide meetings, sometimes assisting with financial reporting to managers and senior executives
- Suggest changes or improvements to increase accuracy, efficiency, and cost reductions.
How to Apply
Interested and qualified candidates should:
Click here to apply online
Job Title: Investment Officer
Location: Lagos
Job Description
The Investment Officer position is responsible for acquiring & managing clients and assessment of the creditworthiness of potential customers, with the goal of optimizing the mix of company sales and bad debt losses.
The successful candidate will also be a highly effective sales leader and also fully capable of managing own deals by navigating the customer through all facets of the sales process from prospect prioritization through to technical integration. The successful candidate is:
- Ambitious & Metrics Driven : You want to solve the $3 trillion USD small business credit gap across frontier markets. You are committed to relentlessly finding the right customer, building trust and converting those relationships into sustainable, win-win partnerships. You understand that you will be judged on your numbers and building a high growth, profitable loan book.
- Has no complacency and is high energy. You understand your role is critical to the company. You apply high energy every day to grow your customer base and revenue. You want to grow every day, month, quarter, year. You are persistent, clear and driven to get deals done – properly and quickly.
- Resourceful, High Integrity, High Impact. You find a way. You do business with trust and transparency and aim to help customers get the credit they need to grow their business.
- Collaborative. You understand you need a team to succeed. You carry along internal stakeholders to ensure they are aligned to support and drive sales and conversion.
You will work closely with the Senior Management team and be fully responsible for:
- Customer Acquisition: Qualification, education, closing and launching relationships with clients across relevant sectors including but not limited to Companies in the eCommerce, Consumer Goods, Healthcare and Financial Services industries.
- Loan Portfolio Growth. Support the evaluation, authorization and approval of loans given to customers including, ensuring that credit appraisals and documentations are completed properly.
Key Tasks and Responsibilities
- Managing existing client engagements. Managing and closing current deals with clients, corporate partners, funding partners, and acquiring new business for Lidya, in particular with Enterprise clients.
- Authentication of documentation presented for all credit applications and ensuring they meet KYC, loan assessment and any other documentation as required by the Lidya and by the regulators.
- Appraisal of customer loan applications and approval or rejection of applications within agreed timelines and loan limits.
- Design and implement process for recollection of disbursed loans including recovery of items pledged as security on delinquent loans.
- Managing and assisting in the preparation of financial models and client marketing presentations.
Desired Qualifications
- 3 to 5 years+ of experience (preferably commercial) working with an Investment Bank, Management Consulting Firm or in a Business Development Role.
- Working knowledge of the entire underwriting process from loan application to funds disbursement and collections.
- Bachelor’s degree in Finance, Accounting, Statistics, Mathematics, Engineering, investments or a related business discipline (MBA, CPA, or CFA is a plus).
- Demonstrated experience with managing day to day aspects of client relationships and projects including considerable experience with customer negotiations.
Skillset:
- Outstanding customer engagement skills and a passion for creating an extraordinary customer experience regardless of the final credit decision.
- Strong analytical skills including the ability to read and assess both individual and company financial statements – profitability, cash flow and debt service capacity analysis + projections.
- Ability to properly identify the key credit risks, and reach a prompt and well thought out credit decision.
How to Apply
Interested and qualified candidates should:
Click here to apply online
Location:
LagosJob Descriptions
- The Investment Analyst position is responsible for acquiring & managing clients and assessment of the creditworthiness of potential customers, with the goal of optimizing the mix of company sales and bad debt losses.
You will work closely with the Senior Management team and be fully responsible for:
- Customer Acquisition: Qualification, education, closing and launching relationships with clients across relevant sectors including but not limited to Companies in the eCommerce, Consumer Goods, Healthcare and Financial Services industries.
- Loan Portfolio Growth. Support the evaluation, authorization and approval of loans given to customers including, ensuring that credit appraisals and documentations are completed properly.
Key Tasks and Responsibilities
- Managing existing client engagements. Managing and closing current deals with clients, corporate partners, funding partners, and acquiring new business for Lidya, in particular with Enterprise clients.
- Authentication of documentation presented for all credit applications and ensuring they meet KYC, loan assessment and any other documentation as required by the Lidya and by the regulators.
- Appraisal of customer loan applications and approval or rejection of applications within agreed timelines and loan limits.
- Design and implement process for recollection of disbursed loans including recovery of items pledged as security on delinquent loans.
- Managing and assisting in the preparation of financial models and client marketing presentations.
Desired Qualifications
- 1 to 3 years+ of experience (preferably commercial) working with an Investment Bank, Commercial Bank, Management Consulting Firm or in a Business Development Role.
- Working knowledge of the entire underwriting process from loan application to funds disbursement and collections.
- Bachelor’s degree in Finance, Accounting, Statistics, Mathematics, Engineering, Investments or a related business discipline (MBA, CPA, or CFA is a plus).
- Demonstrated experience with managing day to day aspects of client relationships and projects including considerable experience with customer negotiations.
Skillset:
- Outstanding customer engagement skills and a passion for creating an extraordinary customer experience regardless of the final credit decision.
- Strong analytical skills including the ability to read and assess both individual and company financial statements – profitability, cash flow and debt service capacity analysis + projections.
- Ability to properly identify the key credit risks, and reach a prompt and well thought out credit decision.
How to Apply
Interested and qualified candidates should:
Click here to apply online
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