Credit Officer Job Vacancy in a Financial Institution

Pruvia Integrated Limited – Our client, a key player in the financial institution is looking to recruit suitably qualified candidates to fill the position below:

Job Title: Credit Officer

Location: Lagos

Job Description

• To facilitate lending, credit worthiness, and risks to clients.
• The ideal candidate should possess an in-depth knowledge on sales and marketing with aexcellent track record of achievements.

Requirements

• Proven work experience as a credit officer
• Strong analytical and interpersonal skills
• Must be target-oriented and commission driven.
• Minimum qualification, OND/HND/B.Sc
• Applicants must be within the age bracket of 22-35 years
• Applicants must reside within Oshodi, Lagos Island, and Iyana-Ipaja

Responsibilities

• Meet with clients to obtain information for loan applications and give details about the process.
• Explain to clients the different types of loans and credit options that are available as well as the terms of services.
• Assess clients’ financial status.
• Approve loans within specified limits and refer loan applications outside those limits to management for approval.
• Review loan agreements to ensure that they are complete and accurate according to policy.
• Evaluate credit worthiness and risks.
• Maintain updated records of loan applications.
• Follow up with clients about renewal.

Method of Application
Interested and qualified candidates should forward an updated copy of their CV to: careers@pruviaintegrated.com The job title and location should be the subject of the mail (e.g. Credit Officer, Oshodi).