Team Member – Credit Sales Job in a Microfinance Bank

Vincintoire Limited – Our client, a Microfinance Bank located in Lagos requires for immediate employment suitably qualified candidates for the position of:

Job Title: Team Member – Credit Sales

Location: Lagos

Job Overview

• The Credit Officer has the responsibility to work with the credit department to achieve the set goals of the bank while carrying out all the stated objectives in the job description.

Job Description

• Authenticate documentation presented for all credit applications and ensure they meet the KYC requirements and any other requirements as required by the regulators.
• Analyse financial data regarding loan requests for new, renewal and existing loans, including data provided by credit bureaus and other financial institutions files.
• Prepares spread sheets, reports, summaries and opinions for financial institutions officers on new, renewal and existing loans.
• Make recommendations for credit rating.
• Responsible for identifying cross-selling opportunities and to refer such opportunities and leads to the Marketing Department.
• Assist in the Restructuring of debts in the interest of the company and customer.
• Ensure compliance with the Company’s Credit policy, procedures and service level agreements.
• Analyze potential loan markets and develop referral networks to locate prospects for credit products.

Requirements of the Role

• 1-3 years of previous experience in a similar role.
• Bachelor’s degree in Business Administration, Accounting or related fields.
• Strong and confident communicator
• Self-motivated and goal oriented
• Ability to balance various organizational demands
• High levels of attention to detail

Deadline: 28th December, 2018.

Method of application
Interested and qualified candidates should forward their Resume to: vincintoire@gmail.com

Note: Only shortlisted candidates would be contacted.