IBILE Microfinance Bank Limited is a fast-growing Microfinance Bank with designed fitting financial products to meet the diversified and dynamic economy of the micro sectors in Lagos state. The bank is managed by industry seasoned professionals with the objective to facilitate financial inclusion services, serve the Micro Small and Medium Scale industry (MSMSE) and empowered to grow and sustain the gross domestic product (GDP) of the fifth largest economy in Africa.
We are recruiting to fill the position below:
Job Title: Legal Assistant
Location: Ikeja, Lagos
Job Description
- Maintain and periodically review the List of Law firms retained by the Bank indicating names, addresses, staffing etc.
- Provide legal support and documentation in respect of external funds received; review legal agreements and ensure adequate documentation for all sanctioned funds received.
- Review all third party agreements and provide legal opinion before execution.
- Maintain a Register of all Agreements entered into by the microfinance bank outlining nature, parties, dates, duration etc.
- Review all contracts or any other documentation where the bank has committed itself and assess legal implications that need to be brought to the management’s attention.
- Draft contracts, agreements and review internal policies and ensure that they are in compliance with all statutory or legal requirements.
- Periodically make entries and update Legal encyclopedia on the extant laws and regulations which relates to the business of the Microfinance Bank.
- Maintain a register of the company’s existing policies.
- Review progress of outstanding litigation, ongoing suits/cases and advice management accordingly.
- Maintains legal encyclopedia of all extant laws relating to the business of the Company.
- Devise and maintain office systems, including data management and filing.
- Attend and observe client interviews and court proceedings as required and advice management accordingly.
- Perform other duties and responsibilities, as may be assigned.
Qualifications
- Bachelor’s Degree in Law (minimum of Second Class Lower);
- Should possess a minimum of 2 year post-call experience (preferably litigation experience);
- Age limit Between 25 and 30 years of age.
Job Title: Deposit Mobilization Officer
Location: Ikeja, Lagos
Job Objective
- Building and managing strategic relationships for fixed deposit customers, serving as the single point of contact for new business as well existing portfolios. Manage the funds of HNI (high net worth) customers.
- Understanding the key trends related to the client’s industry or domain and providing value-added solutions / suggestions to the client.
- Demonstrating an understanding of the client’s domain of activity and responding to the customer’s high priority needs for service and support.
Duties and Responsibilities
- To drive the deposit mobilization arm of the business.
- Develop and implement a business plan for identified target markets with identified volumes to drive high volumes of new deposits to the company.
- Develop and implement a business development plan to improve the deposit mobilization and retention of deposit and also manage withdrawal attrition.
- Develop and maintain relationships with corporate clients and individual depositors
- Build new relationships with existing customers and new customers
- Ensure fixed deposit account opening form is duly completed and registered.
- Advice client of deposit status.
- Innovate and develop attractive value added deposit products together with the Business Development to achieve the overall deposit targets.
- Innovate and improve ways of rewarding depositors in terms of interest earning on ordinary deposit, and fixed deposits.
- Liaise with Deposit Mobilization Team Lead to ensure that, due diligence is always enforced to meet the requirements of the regulator and also protect the interest of both the depositors and the organization.
Qualifications & Experience
- Bachelor’s and / or Master’s Degree in Banking & Finance, Marketing and any other related course
- 3 to 5 years experience in a similar role.
Required Skills & Competencies (technical and soft skills):
- Target and results oriented and willing to take responsibilities
- Possess excellent communication and presentation skills, with a basic level of sophistication in personal interaction and grooming
- Have the ability to initiate and pursue projects approved by management on his initiative
- Confident personality with good analytical and problem solving skills.
Deadline: 3rd February, 2020.
How to Apply
Interested and qualified candidates should send their Cover Letter and Resume with the subject stated as “Deposit Mobilization Officer” to: careers@ibilemfb.com
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