Latest Jobs at Bleuapple Consulting

Job Title: Internal Control Officer

Location: Lagos

Role Summary

• The Internal Control Officer carries out control functions; monitors and increases the efficiency of the Bank’s operations, detects, eliminates fraud and ensures compliance with relevant regulations
• He/She performs an audit of the accounting and financial data and information of the different business units.

Duties

• Identify all aspects of non-compliance with internal policies & procedures; its implementation of products & services and make recommendations for improvement.
• Conduct field visit to verify the formation of groups, the existence of the client and their household, the existence of business(s) which the loan is disbursed, quality and maintenance of collateral pledged (in the event of a loan)
• Prepare reports of inspection visits and submit to the Head, Internal Control within a few days after the visit
• Based on findings, provide recommendations for improvement of policies and procedures
• Review all banking processes in compliance with set policies and procedures and report any anomalies or discrepancies to the Head, Internal Control.
• Ensure compliance with KYC procedures in processing new customers in an effort to control Money Laundering activities or fraud.
• Ensure that suspicious transactions are identified and duly reported as per the reporting guidelines to the Head, Internal Control for further action.
• Ensure the implementation of treasury and cash management policies in the back office and report any identified weaknesses.
• Ensure proper record keeping of all customer documents and any other accounting support documents to secure confidentiality.
• Ensure implementation & compliance with Business Continuity Management Policies.
• Participate in the review of policies and procedures
• Conduct organisational audits to make sure that departments adhere to established procedures
• Identify risks and develop plans & strategies to mitigate against them/prevent them
• Evaluate the business’ recovery procedures for operational disruptions
• Communicate potential risks and disruptions of the business to managers
• Act as middle-men between the business and external auditors and regulatory bodies.

Educational Qualifications

• B.Sc qualification in Finance, Business Administration, Economics, Statistics, Accounting
• Minimum of 2 years experience in Audit process, Compliance and Regulatory requirements
• Experience in writing internal policies, procedures and process evaluation & documentation.

Skills and Competencies:

• Attention to detail
• Analytical and Critical Thinking skills
• Excellent communication skills – both verbal and written
• Good Knowledge of Health & Safety policies
• Great use of Microsoft Suite
• Ability to maintain accurate record-keeping
• Great Interpersonal skills
• Ability to interpret financial information
• Highly organized with strong leadership skills.

Job Title: Branch Manager

Location: Lagos

Duties

• Manage and supervise client level portfolio lending process of the assigned team:
  • Encourage & lead the team to attract, meet and interview new and existing clientele and assess eligibility for granting loans/advances, credit history, the impact and affordability of the loan, etc.
  • Lead and supervise the team to acquire new clients and retain existing clientele to the lending program of the Bank, in line with Bank policies and procedures.
  • Ensure team members compile, evaluate and analyse loan proposals and make recommendations. (including site visits and other due diligence)
  • Approve credit facilities as per the guidelines and instructions.
  • Make awareness among team members to support the completion of the loan application and collation of supporting documents/ materials.
  • Report team feedbacks to respective Managers.
  • Deploy team members to promote Bank credit services in the community, raise programme awareness, and build networks and relationships within the local community.
• Supervise and Maintain client level portfolio quality and control of the assigned team:
  • Supervise and monitor loan repayments of all facilities granted through the team in the Branch.
  • Supervise and follow up loan’s arrears of the assigned team.
  • Ensure that the assigned team submits regular reports to Branch Manager
• Supervise and actively engage in the recovery process where necessary
• Monitoring the collection of rentals in the field, providing receipts for payments made, banking rentals within the agreed time frame.
• Consistently seek opportunities in new situations by continually learning and adapting to new technologies and the dynamics of the Industry.
• Support the Management in identifying, developing and implementing best practices that would alleviate the organisation to Industry Best Standards.
• Create and facilitate co-operation and effective two-way communication among all stakeholders including employees and constituents to create win-win results.
• Safeguard the confidentiality of all information pertaining to the Bank obtained externally or internally during the course of employment and refrain from divulging same to any third party

Job Requirements
Educational Qualifications:

• A B.Sc in Accountancy, Economics, Business Administration, Banking & Finance from a reputable higher institution.
• A Masters’ Degree will be an added advantage.
• Minimum of 4 years’ experience in the financial sector
• Professional qualification/membership of a recognized body e.g. ICAN, ACCA, etc.
• Knowledge of the Nigerian Financial laws and regulations.

Experience:

• Minimum of 6-8 years of experience.

Competencies:

• Banking Operations, Products & Services
• Regulatory Compliance
• Banking Structure, Policies & Procedures
• Core Business Processes
• Industry Knowledge
• Marketing and Networking
• Using of Banking applications.

Skill:

• Results orientation
• Strong networking and relationship management skills
• Teamwork
• Analytical thinking
• Creativity & Innovation
• Deal Structuring Skills
• Cultural awareness.