Citygate Global Investment Limited is an organisation founded in June 2007 to engage in Microfinance and is registered with Corporate Affairs Commission (CAC). Citygate Global is a registered member of Association of Non-Bank Microfinance Institution of Nigeria (AMFIN) and also a registered Money Lending Company in all the States where we operate.
We are recruiting to fill the position below:
Job Title: Loan Officer
Location: Ado-Ekiti, Ekiti
Employment Type: Full-time
Job Description
- Field sales of loan products
- Evaluate credit worthiness by processing loan applications and documentation within specified limits.
- Meet with loan applicants to identify their needs and collect information for loan applications.
- Ensure all loan requirements inclusive of charges are properly communicated to clients and all documentation duly completed, executed and submitted.
- Conduct credit checks on borrowers and their guarantors.
- Confirmstatus (Physical state, valuation etc.) of asset/properties used as collateral by customers.
- Analyse active loan files on a regular basis and recommend solutions to speed up the loan process.
- Submit loan applications in a timely manner.
- Ensure all approved loan are disbursed timely.
- Loan Repayment Follow Up
- Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas.
Requirements
- Marketing experience
- OND holder in a related discipline.
- MFB experience wouldbe an advantage
- Preferably located on the Mainland
- Candidate should be willing to resume immediately.
Job Title: Processing Officer
Location: Ado-Ekiti, Ekiti
Employment Type: Full-time
Job Responsibilities
- Collecting and analyzing information which reflects the current credit worthiness of prospects.
- Set up a client’s new accounts and preparing portfolio for loan examinations and audits.
- Assist with processing of all loans originatedand managed by the unit.
- Develop and manage client relationships with a particular emphasis on clients and loan programs.
Requirements
- Must have at least 2 years experience in related functions.
- Good knowledge of Microsoft Excel
- SSCE / OND / NCE in a related discipline ONLY.
- Problem solving and good negotiation skills is required
- Excellent Team Player
- Must stay around the location.
Job Title: Relationship Manager
Location: Ado-Ekiti, Ekiti
Employment Type: Full-time
Qualification & Required Skills
- Degree / HND in related discipline.
- Must have at least 2 years marketing experience in Micro Finance banking
- Strong credit analysis, documentation and relationship management skills
- Ability to assess customer needs and develop products that suits their needs
- Must possess in-depth understanding and knowledge of Commercial Banking Products (PAYDAY,SME)
- Effective communication and reporting skills
- Problem-solving and decision-making skills
- Must stay around the location.
Job Responsibilities
- Build and manage rapport with corporate clients so as to ensure optimum customer acquisition, retention and income generation from sales of all products of the bank.
- Accountable for driving new client acquisition and retention, growing market share
- To identify and develop a target pipeline and aggressively market for new profitable status customers from the identified target sectors.
- Manage key customer relationships through regular contacts and visits by ensuring that effective call program is maintained on all assigned and prospect customers. Etc
- Managing and liaising with existing credit clients.
- Monitoring loan portfolio for repayment and slippages
- Establish and maintain positive business and customer relationships
- Booking of quality loans for the bank and ensuring repayment of same
- Champion deposit mobilization
- Identify target markets and sales tactics to improve product offerings.
Deadline: 18th September, 2020.
Method of Application
Interested and qualified candidates should send their tailored CV to: careers@citygateglobal.com using “Relationship Manager / Location” as subject of the mail
Note: Only candidates that meets the requirement above are expected to apply with the position as the subject of the mail and candidates residing in the location mentioned above will be given preference.
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