Accion Microfinance Bank Limited – Established in 2006, began operations in May 2007 on license from the Central Bank of Nigeria. Our management team comprises seasoned and distinguished professionals from diverse backgrounds complemented by the expertise of our technical partners, ACCION International. At Accion Microfinance Bank our core values, business philosophy and methodology distinguish us as one of the leading microfinance banks in Nigeria.
We are recruiting to fill the position below:
Job Title: Account Officer
Location: Lagos
Job Type: Full Time
Job Responsibilities
- Liaise with community organizations, business associations, and individual entrepreneurs
- Identify potential clients
- Sensitize potential clients on all aspects of the loan program: procedures to apply, the terms and conditions, the incentives for good performance, and penalties for late repayment and default
- Correctly complete loan application and evaluation process
- Arrange and undertake business site visits
- Demonstrate a concern and build client rapport
- Build rapport with community, business associations and leaders
- Be known and visible in the community
- Provide support to peers and others within Accion MfB in uplifting its values and policies
- Verify and cross-check all information relevant to the loan application and evaluation
- Implement late repayment recovery procedures of Accion MfB
- Achieve and maintain targets on portfolio at risk and loan loss
- Emphasize the importance of on-time repayment with clients
- Monitor repayment reports daily and client behavior patterns
- Become knowledgeable and known in the assigned geographic zone
- Evaluate the willingness and capacity to repay of the client
- Ensure an appropriate guarantee is in place and documented
- Determine and present loan terms and conditions to credit committee
- Participate in credit committees providing input on other members? loan proposals
- Prepare and present own loan proposals to credit committee
- Develop relationship with each client to support the business success and cultivate loyalty
- Monitor client business progress to identify any potential problems
- Offer suggestions and referrals where appropriate and within company policy
Qualification & Experiences
- A minimum of HND or BSC in Business, Banking, Finance, Accounting, Economics, and / or related fields with numerate coursework
- Must have completed NYSC
Key Performance:
Required Knowledge:
- Understand the local area where they are working
- Independent worker; honest and of high integrity
- Experience in credit of financial service industry will be an added advantage
- Computer literacy
- Strong financial analysis skills.
How to Apply
Interested and qualified candidates should:
Click here to apply
Application Deadline 13th November, 2020.
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