Job Openings at Citygate Global Investment Limited

Job Title: Area Manager – Retail

Locations: Ekiti, Kwara, Lagos, Ondo, Osun and Oyo
Employment Type: Full Time

Job Description / Main Responsibilities

• To see to the growth of the areas’ business wise through client acquisition and retention, quality disbursement, PAR reduction and profitability.
• To lead, manage and grow the areas; through proactive implementation of strategies that will bring about operational self-sufficiency and best customer experience.
• To access structure and performance of area: evaluate, understand and make strategic decisions regarding areas’ activities, staffing, market driven products and acceptable lending methodology.
• To ensure all branches under his/her supervisor are compliant with current risk management and audit standards.
• Demonstrate commitment, dependability and respect for all team members in areas; serve as a guiding light in leading his/her team members towards relationship-based success with clients.
• Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices set by management for overall soundness of the area.
• Effective and efficient co-ordination of all Market-facing staff under his/her supervision for performance.
• To advise the Management on the way forward for speedy growth of the area.
• Efficient management of all other resources under his/her care.
• Develop, execute and manage retail lending strategy and tactical business plan, taking into account the market opportunity/growth potential, existing capabilities and risk appetite.
• Responsible for making sure that the area’s goals and objectives are met within a set time.
• Ensure timely report rendition.

Qualification & Experience Required

• Bachelor’s Degree / HND
• Micro Finance Certified Banker (MCIB) Qualifications will be an added advantage.
• Above 5 years Managerial Experience in Microfinance Finance Banking or institution with specialization in Retail Lending
• Business Development and Customer Service Skills.
• Relationship Management Skills,
• Leadership Skills, Effective Communication Skills
• Marketing, Selling and Credit Analysis Skills
• Must be computer literate with added advantage in key Microsoft office package (Word, Excel and PowerPoint).
• Proficient in Banking Software will be an edge.

Job Title: Relationship Manager – Payroll Lending

Location: Lagos
Employment Type: Full-time

Job Description

• Accountable for driving new client acquisition, retention and growing market share.
• To ensure effective and compliance requirements on documentation are met.
• To actively seek new sales opportunities and generate business opportunities.
• Receive and process loan application forms for approval and maintain all relevant accounts records of branch.
• Achieve budgeted growth in banking operations within agreed and approved business risk limits.
• Analyses and reviews quality of potentials and existing business to ensure maximum profitability.
• Develop referral networks and cross-sell products and services to in line with set targets.
• Drive customer satisfaction through excellent service delivery.
• Achieve performance growth in line with Key performance indicators.
• To perform any other task assigned from management from time to time.

Requirements

• Must have at least 1 year experience in Microfinance product Marketing.
• OND / NCE Only.
• Good marketing and relationship management skills.