Latest at Baobab Microfinance Bank

Baobab is an investment company whose mission is to create a group of leading microfinance banks and finance companies. Baobab was created in July 2005 by PlaNet Finance, and other investors including International Finance Corporation, AXA Belgium, and Societe Generale, with the European Investment Bank, the French Development Agency and Developing World Markets Joining later.

We are recruiting to fill the position below:

Job Title: Loan Marketer

Locations: (Wuse, Garki, Nyanya) Abuja and (Kafanchan, Zaria, Tuduwada, Kachia, Kawo) Kaduna
Employment Type: Full-time
Reporting to: Branch Supervisor

Main Responsibilities
Mission 1: Pre-loan disbursement:

• Promote/Market BAobab’s products to prospective clients
• Visit and evaluate potential client businesses
• Visit client’s personal house
• Visit co-debtor, guarantor’s house and businesses
• Analyze financial data of client’s businesses
• Analysis of quantitative and qualitative data of client businesses and households
• Prepare loan documents for credit committee
• Present loan files to credit committee
• Enter Loan files in the MIS

Post-Loan Disbursement:

• Conduct monitoring visits to business and households
• Follow- up on loan repayment
• Manage loan recovery from active and write-off client until the last
• Assess the impact of loan before renewal

Portfolio Management Guide:

• Portfolio transfer and other clearance is compulsory for all existing portfolio manager
• Portfolio handover will include description of each debtor and co-debtor’s business and residential address.
• Collateral and location of collateral
• Guarantor and guarantor’s business address
• It will be regarded as a credit fraud if portfolios are properly transferred upon exit from Baobab Microfinance Bank Limited. This will be reported to relevant authorities including CBN, NDIC and the Nigeria police for prosecution
• Portfolio Manager has the responsibility to provide information about the bank’s client, co debtor or guarantor and their details even after exit from the system, if it is required.

Requirements
Education:

• HND/BSC Minimum with 1 year work experience.
• Basic Knowledge in accounting, finance and mathematics
• Previous work Experience or training In sales (Preferred)

Required Skills:

• Fluent in English (Written/spoken)
• Detail Oriented
• Target oriented
• Articulate and well spoken
• High level of integrity
• Dynamic and motivated and individuals who like to work outdoors

Deadline: 31st January, 2021.

Method of Application
Interested and qualified candidates should send their Application and CV to: Fmaidugu@baobabgroup.com cc: hrnigeria@baobabgroup.com using the “Job Title” as the subject of the email.