Gemstone Microfinance is a non-bank agricultural microfinance cooperative society. It is a registered national member of the Association of Non-Bank Microfinance Institutions of Nigeria (AMFIN). The society is also registered and regulated in every state where it currently operates. With an annual turnover of NI.2 Billion, the financial services arm (RC: 1587936) of Gemstone Microfinance has been instrumental to the success stories recorded by its over 27,000 active members in the last two years of operation.
In its two years of operation, Gemstone Microfinance has provided over N2 Billion in credits to its members in the agricultural business sector across its twenty-four (26) branches in twelve (14) states and the Federal Capital Territory. The society’s main focus has been the development of the crop and livestock production, logistics, food processing and retail subsectors.
We are recruiting to fill the position below:
Job Title: Portfolio Officer
Location: Port Harcourt, Rivers
Responsibilities
- Meet with clients to determine loan needs
- Gather loan information based on specific loan needs
- Explain different loans option available to clients
- Responsible in acquisition and management of loans and savings portfolio; Loan initiation, processing, monitoring and repayment
- Conduct a through loan analysis to ascertain customer’s payment capacity and willingness
- She/he is responsible in the close monitoring of repayment behaviors and ensure to keep the savings portfolio active
- Compile credit files with required documentation and handover to back – office staff for processing.
Requirements
- Bachelor’s Degree / HND with minimum in any related discipline
- Strong customer orientation
- Basic mathematical and analytical skills required
- Prior experience in similar role
- 1 – 2 years of experience.
Job Title: Verification Officer
Location: Port Harcourt, Rivers
Employment Type: Full-time
Job Responsibilities
- Conducting detailed background research and analysis
- Timely follow up and closure of assigned verification checks
- Meeting control requirements and maintaining integrity of data report
- Carrying out any assigned tasks by the supervisor
- Address verification exercises
- Delivery of confidential documents
Requirements
- BSc, HND and ND preferably
- Pay Attention to details
- Excellent communication and reporting skills
- An ability to stick to deadlines.
Job Title: Teller
Location: Port Harcourt, Rivers
Employment Type: Full-time
Job Responsibilities
- Assist bank customers deposit and withdraw money
- Resolve discrepancies in accounting processes
- Verify and reconcile balances for individual cash drawers
- Identify and resolve customer needs
- Ensure quality services to customer needs
- Sell financial products and services to customers
- Build customer loyalty
- Process and perform daily bank transaction
- Accept customer deposit loan payment
- Assist and support other banking staff in their task.
Qualifications
- Bachelor’s Degree in Finance, Business with an emphasis in Finance, or a related field
- 1 – 2 years of experience as a teller or in a related field preferred
- Must be able to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals
- Demonstrated ability to use a calculator and a computer
- Ability to use Microsoft Office products
- Experience with financial institution software systems preferred
- Cash handling, customer service, and/or sales experience preferred.
Job Title: Branch Head
Location: Port Harcourt, Rivers
Employment Type: Full-time
Job Responsibilities
- Prepares financial statements and analysis for branch
- Manages and supervises department employees; responsible for day-to-day supervision and leadership
- Maintains and oversees all banking procedures and processes
- Recruiting, vetting, interviewing, and hiring new employees
- Overseeing approvals of loans, lines of credit, and other fiscal plans
- Assisting with customer service and satisfaction
- Marketing branch within the community to attract business
- Records and researches all financial information for analysis
- Oversees budget reports, preparation of budgets, and analysis of budgets
- Documents and interprets complicated financial information for bank clients
- Advises on procedures and financial management as well as developing policies
- Oversees financial reports for taxes, regulatory agencies, and other financial groups relating to branch finance
- Forecasts and plans according to fiscal needs
- Growing bank’s number of accounts.
Qualification & Requirements
- Bachelor’s Degree in Finance, Business with an emphasis in Finance, or a related field
- Excellent computer skills; experience in Microsoft Office Suite
- 1-2 progressive or relevant work experience in a complex work environment (preferably marketing/communications/e-commerce).
- In-depth understanding of branch bank and its position in the industry
- Ability to manage employees, while multitasking large projects
- Pays strict attention to detail.
Deadline: 19th June, 2021.
How to Apply
Interested and qualified candidates should send their CV to: gemstoneporthacourt@gmail.com using the Job Title as the subject of the mail.
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