BFREE was founded in 2020 by digital lending executives that were deeply unsatisfied with existing credit collection infrastructure in emerging markets. Backed by leading African Venture Capital funds we are now reinventing credit collection in Nigeria and Kenya step by step to make the process more efficient, scalable, and user friendly while giving customers back control over their financial health.
We are recruiting to fill the position below:
Job Title: Managing Director
Location: Lagos
Employment Type: Full-time
Job Description
- We are looking for an experienced Oga at the Top for BFREE’s business in Nigeria.
- You will be in charge of driving Sales to Financial Institutions (Commercial Banks, Microfinance Banks, Lenders), manage the Client Relationships, and manage our Nigerian Operations with support of our group Ops team.
- You will be responsible for managing all aspects of the daily wahala of our business in Nigeria while living, shaping, and creating our BFREE culture in Nigeria with a team size of over 200 employees. It’s our culture that everyone can speak up, if they are not happy – so be prepared to manage that for 200 people
- The perfect candidate has experience in investment banking/ top-tier consulting (MBB) and/or a fast paced start-up environment (your sister’s hair boutique does not count unless you have successfully scaled it to 5 countries in a year), preferably with a strong B2B exposure to financial institutions.
- You have to be able to build meaningful relationships with key decision makers in financial institutions; better if you have these relationships already. Yes, we also know that there are no perfect candidates. Our business solutions are very mathematical and statistical – so you better don’t get scared by large data sets.
Responsibilities
- Drive Sales to key financial institutions in Nigeria, manage smooth onboarding of clients, and grow the customer relationships
- Live ownership for all aspects of general management for our Nigeria business
- Co-manage our Operations in Nigeria with the support of our global Ops team
- Lead, train, and grow our team of over 200 people
Our Values:
- People – Our people and customers are the core of what we do. Support, transparency, accountability, and personal growth are at the fundamentals of our existence, internally for our staff and externally for our customers.
- Ethics – We make no compromises on the way we operate. We always treat our customers with respect, dignity, honesty, and transparency. A financial emergency can happen to everyone; including you.
- Results – We would have no right to exist if our approach was not viable, so we generally work 100% commission-based. Clients only pay us when we successfully undebt customers.
Preferred Experience
You can convince us that you can do the job, but bonus if you have:
- A background in Investment Banking/ Top Tier Consulting (MBB) or tech consulting (Accenture, etc.)
- Minimum of 5 years work experience
- Excellent sales experience to financial institutions.
Additional Information:
- Contract Type: Full-Time
- Occasional remote authorized.
What We Offer
Working for a fast-growing tech-enabled ethical credit is a rare opportunity, one we consider a lifestyle choice rather than a job choice. Our positions are challenging and expectations are high, but also come with amazing advantages and fulfillment to those who earn them. Here’s what we offer for this position:
- Competitive Salary
- Attractive Equity Stock Option package
- Flexible remote work schedule
- 25 days Annual Leave (if you don’t build a strong team and processes, your phone will still ring…)
- Opportunities to learn and grow with assigned personal development budgets
- We give you the opportunity to solve challenging and meaningful problems that make a difference
- Ability to work with some of the best minds in the start-up industry through daily interactions
- And in case you were wondering: no politics, no BS, no suits, and no jerks
- Everything else that you negotiate.
How to Apply
Interested and qualified candidates should:
Click here to apply online
Job Title: Female Loan Recovery Officer
Location: Lagos
Employment Type: Full-time
Job Description
- Contacting and tracking customers and informing them of their overdue loans.
- Advising customers on their payment options and negotiating suitable payment plans.
- Following up with clients on previous payment arrangements.
- Maintaining customer payment records.
- Responding to customer queries.
- Maintaining accurate, up-to-date customer account information.
- Reporting daily progress against targets to the Team Leader.
Preferred Experience
- Previous experience working as a Call centre agent.
- Familiarity with state debt collection laws.
- Knowledge of payment plans and accounting procedures.
- Working knowledge of goggle workspace.
- Excellent communication and negotiating skills.
- Good listening skills and superb questioning techniques.
- Infrastructure to work from home when necessary.
Additional Information:
- Education Level: No Diploma
- Experience: > 6 months
- Occasional remote authorized
How to Apply
Interested and qualified candidates should:
Click here to apply online
Job Title: Head of Finance (Global Role)
Location: Lagos, Nigeria
Contract Type: Full-Time
Possible full: Remote
Job Description
- We are looking for an experienced Head of Finance to work hand-in-hand with the CEO to make sure we use our capital efficiently and if necessary, get more capital on board.
- Also, all compliance and accounting supervision are assigned to the role, from taxes and statutory payments to payroll supervision, receivable managements, etc.
- The perfect candidate is a numbers juggler that has experience in investment banking/ Big-4 audit or financial advisory and/or a high-level financial role in a fast paced start-up environment (your sister’s hair boutique does not count unless it was venture capital backed).
- You fluently speak IFRS, are an Excel-Guru and preferably also proficient in SQL.
- Strong plus, if you have experience in supporting fundraising processes from venture capital funds and can build sophisticated financial models, manage VDRs and DDs. (If you don’t know what’s a VDR and a DD, this is probably not the right role for you).
- This role is a combination of flying high in fundraising and strategy and flying low in accounting, audit, basic risk management, and compliance, so you have to be willing “to get your hands dirty” at all times.
- The recruitment is open globally with preferred treatment to candidates from Nigeria or Kenya. You are based somewhere else, but love the role – please apply!
Responsibilities
- Create and manage budgets for BFREE group (Nigeria and Kenya currently)
- Control, navigate and steer cash burn (No BS, you have to be really good at this!)
- Support fundraising activities through creation of business plans, support of the whole fundraising process (Support of DDs, Management of VDRs, etc.)
- Manage and Supervise accounting, auditing and tax compliance (You’d be the first finance person that we hire, so “supervise” is a euphemism for “you have to do it yourself” with our external accounting/audit partners)
- Ensure Controlling throughout the group and make sure that what we do makes financial sense (So far it looks like it does make sense 🙂
Job Requirements
- 4-10 years of experience in investment banking (preferably M&A), Big-4 auditing and/or in a leading financial role in a high-paced startup
- Degree in Finance (CPA or similar preferred)
- Strong knowledge of IFRS
- Extraordinary good skills in Excel: SQL a big plus
- Willingness to occasionally answer the phone at 1am when our CEO has a panic attack that we might run out of cash (Once every two/three months)
What We Offer
Working for a fast-growing tech-enabled ethical credit is a rare opportunity, one we consider a lifestyle choice rather than a job choice. Our positions are challenging and expectations are high, but also come with amazing advantages and fulfillment to those who earn them. Here’s what we offer for this position:
- Competitive Salary
- Attractive Equity Stock Option package
- Flexible remote work schedule
- 25 days Annual Leave (if you don’t build a strong team and processes, your phone will still ring…)
- Opportunities to learn and grow with assigned personal development budgets
- We give you the opportunity to solve challenging and meaningful problems that make a difference
- Ability to work with some of the best minds in the start-up industry through daily interactions
- And in case you were wondering: no politics, no BS, no suits, and no jerks
- Everything else that you negotiate…
How to Apply
Interested and qualified candidates should:
Click here to apply online
Recruitment Process
- Short phone interview (15 minutes max) with CEO
- Extended interview (remote or in-person) with CEO and COO
- Take-home case study
- Case study review interview with CEO
- Final interview with founders
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