The Concept Group is a holding company for companies established in 1992. Subsidiaries under the Group include: Rosabon Financial Services – Nigeria’s Leading Financial Intermediary and Equipment Leasing Company, Concept Nova – Bespoke Enterprise IT Solutions Company,Percy Aitkins – Bureau De Change.
We are recruiting to fill the position below:
Job Title: Portfolio Risk Analyst
Location: Lagos
Employment Type: Full-time
Responsibilities
- Conducts detailed portfolio analyses and reports. Analyses report on loan and lease portfolio to anticipate, identify and mitigate credit risk exposure related to portfolio management activities
- Analyses transactional risk measures including default, correlations, and stress losses to enhance concentration risk views.
- Analyses and monitors the company’s lease portfolio.
- Periodically perform default/principal at risk assessment, measuring the impact of guarantors/collaterals and impact of group loan on risk exposure.
- Monitors compliance to credit and risk policies of the company.
- Prepares reports on analytics of portfolio performance, emerging trends, areas of opportunity, repossessed lease assets, etc.
- Mitigate credit risk exposure related to portfolio management activities.
- Prepare report on probability of default using available data.
- Propose evolutions in the policy, process, collaterals, etc. related to the risk identified.
- Make recommendations for process improvement, addressing gaps and areas for additional or improved reporting and data.
Qualifications
- A Bachelor’s degree in Accounting, Finance, or social science.
- Minimum of 1 year working in a similar field, with cognitive experience as analytics officer.
Requirements:
- Cognitive abilities in quantitative measurement of data
- Research and analysis skills
- Comfortable with word processing, spreadsheets, and financial enterprise resource software usage.
- Beginner’s/Intermediate skills in Microsoft Office suites
- Ability to present and communicate analysis and recommendations
- Ability to measure financial data to evaluate financial performance and position
Job Title: Underwriting Strategist
Location: Lagos
Employment Type: Full-time
Job Summary
- The Underwriting Strategist is responsible for continuously building and developing underwriting strategies.
Duties and Responsibilities
- Develop strategies to determine loan risk and customer behavioral trends.
- Ability to articulate the underwriting process into actionable pieces of information that can be leveraged by the underwriters.
- Develop, build and prioritize risk into classes.
- Develop strategies that can enable risk control.
- Develop a strong analysis framework that will guide the underwriting process.
- Ability to detect and understand competitive differentiators that make the difference from other processes.
- Ability to balance the act between profitability and growth for the organization.
- Build a well-defined strategy and process for underwriters to understand carrier appetite when
- underwriting high-risk profiles.
- Build clearly a defined business structure for proper decision-making.
- Ability to build and develop processes that can align the goal and focus of the business.
Job Knowledge
- B.Sc in Finance, Accounting, or any relevant field.
- The ideal candidate should have 2 years and above experience with a financial background.
- A knack for figures and passionate about analysis and process optimization.
- In-depth knowledge of IFRS principles and changes.
Skills and Competencies:
- High standards of accuracy &precision with excellent organizational skills
- High proficiency level in excel.
- Ability to effectively lead and direct a team and drive developed strategies.
Deadline: 8th July, 2021.
Method of Application
Interested and qualified candidates should send their CV to: careers@conceptgroup-ng.com using the Job Title as the subject of the email.
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