Head, Internal Control at Personal Trust Microfinance Bank Limited

Personal Trust is a Microfinance Bank in Lagos and a subsidiary of First Ally Capital Limited (FACL). Formerly known as Personal Trust Savings and Loans, the Bank was registered in 1993 and operated as a Mortgage Bank until its conversion to a Microfinance Bank in 2014. Personal Trust has a branch network at strategic locations in Lagos State and provides banking services to individuals, micro, Small and medium enterprises (MSME).

We are recruiting to fill the position below:

Job Title: Head, Internal Control

Location: Mainland, Lagos
Employment Type: Full-time

Job Summary

  • The Head of Internal Control is responsible for the development and implementation of the Internal Control framework of the Bank.
  • The job holder will develop policies and procedures and monitor compliance in line with external regulations.

Duties and Responsibilities

  • Developing, reviewing, and implementing compliance policies, programs, and procedures
  • Using problem solving and critical thinking skills to quickly identify internal control deficiencies, evaluate their risk implications, and draw the appropriate conclusions
  • Developing and executing internal audit activities, consult with management on strategic plans and other business matters, and anticipate emerging risks
  • Participating in decision making with senior engagement management, provide meaningful insights, and seek to understand the broader impact of current decisions
  • Documenting and testing business process and IT controls that support key financial operations
  • Evaluating control deficiencies, and monitoring remediation actions, timelines, and progress
  • Maintaining current knowledge of laws, regulations, procedures, and policies governing the Bank
  • Lead the setup of the enterprise risk assessment for the bank and developing a risk log
  • Take responsibility for the Bank’s annual control work program using the internal control framework within the Bank
  • Ensure appropriate level of communication is maintained on Internal Control matters to support the framework and ensure appropriate ownership and accountabilities from management and managers.
  • Develop adequate training material on the internal control objectives, approach and methodology.
  • Conduct follow-up reviews of financial, operational, or regulatory compliance deficiencies noted during audits.
  • Prepares monthly exception reports and presents to the Managing Director
  • Ensures capital & revenue expenditure complies with policies and approval limits
  • Ensure compliance of loans disbursement to credit policies
  • Implements the anti-fraud campaign and assess compliance
  • Prepares monthly regulatory renditions and returns
  • Flexibility to carry out any other task as requested by Management.

Qualifications

  • HND / B.Sc in Accounting
  • ICAN Certified
  • Evidence of completion/ exemption of/from NYSC
  • Evidence of completion of Microfinance Certification program.

Experience:

  • Minimum of five (5) years’ experience in Internal Control in a microfinance bank or financial institution.
  • Prior managerial experience in similar role or capacity
  • In-depth knowledge of Internal control framework for the Microfinance Industry.

Skills:

  • Strategy planning and implementation
  • Organization and time management abilities
  • Leadership, team management and mentoring
  • Metrics-driven mindset
  • Problem solving skills
  • Outstanding communication and people skills
  • Extensive knowledge of all regulatory policies and procedure
  • Risk Management techniques
  • Meticulous attention to detail and accuracy
  • Ability to multi task and meet tight deadlines
  • Proficient in the use of MS Office suit
  • Ability to interact with senior management and multiple stakeholders, including regulators.
  • Strong communication, negotiation and presentation skills.
  • Proficient writing and delivery of presentations and documentation.
  • Ability to elicit cooperation from people.

Deadline: 23rd June, 2022.

Method of Application
Interested and qualified candidates should send their CV to: recruitment@personaltrustmfb.com using “Head, Internal Control” as the subject of the email.

Note: You will be contacted if your application is successful.