First Excelsia Professional Services Limited – Our client, a leading Mortgage Bank, is recruiting suitable candidates to fill the position below:
Job Title: Credit Officer
Location: Lagos
Employment Type: Full-time
Job Summary
- Our client is seeking to hire competent Credit Officers to facilitate lending by determining creditworthiness and completing documentation.
- The ideal role holder will be responsible for creating loan applications, assessing client financial data, computing risk ratios, and should have a solid grasp of loan processes and customer service experience to succeed in this position.
Job Responsibilities
- Interviewing applicants to determine financial eligibility and feasibility of granting loans.
- Review of credit requests to evaluate creditworthiness and risks.
- Implementing and monitoring the effectiveness of credit programs.
- Credit control and debt recovery.
- Preparing credit status reports.
- Mobilizing deposit liabilities.
- Generating risk assets.
- Penetrating target market and creating a new market for the Bank’s product.
- Managing insurance portfolio (brokerage operations).
- Inspecting assets and visiting sites for adequate evaluation.
- Monitoring financial markets to identify emerging risks and opportunities.
Person Specification
- HND / B.Sc. Degree in Banking and Finance, Economics or a related field.
- 3 – 4 years of proven work experience as a Credit Officer or similar role in the financial services sector.
- Membership of a recognised professional body is an added advantage
- Sound understanding of credit and credit practices
- Excellent verbal and written communication skills
- Proficient in the use of MS Office suite (Word, Excel and PowerPoint)
Deadline: 20th October, 2022.
Method of Application
Interested and qualified candidates should send their CV to: careers@firstexcelsia.com using “Credit Officer” as the subject of the mail.
Leave a Reply