Credit Officer in a Leading Mortgage Bank

First Excelsia Professional Services Limited – Our client, a leading Mortgage Bank, is recruiting suitable candidates to fill the position below:

Job Title: Credit Officer

Location: Lagos
Employment Type: Full-time

Job Summary

• Our client is seeking to hire competent Credit Officers to facilitate lending by determining creditworthiness and completing documentation.
• The ideal role holder will be responsible for creating loan applications, assessing client financial data, computing risk ratios, and should have a solid grasp of loan processes and customer service experience to succeed in this position.

Job Responsibilities

• Interviewing applicants to determine financial eligibility and feasibility of granting loans.
• Review of credit requests to evaluate creditworthiness and risks.
• Implementing and monitoring the effectiveness of credit programs.
• Credit control and debt recovery.
• Preparing credit status reports.
• Mobilizing deposit liabilities.
• Generating risk assets.
• Penetrating target market and creating a new market for the Bank’s product.
• Managing insurance portfolio (brokerage operations).
• Inspecting assets and visiting sites for adequate evaluation.
• Monitoring financial markets to identify emerging risks and opportunities.

Person Specification

• HND / B.Sc. Degree in Banking and Finance, Economics or a related field.
• 3 – 4 years of proven work experience as a Credit Officer or similar role in the financial services sector.
• Membership of a recognised professional body is an added advantage
• Sound understanding of credit and credit practices
• Excellent verbal and written communication skills
• Proficient in the use of MS Office suite (Word, Excel and PowerPoint)

Deadline: 20th October, 2022.

Method of Application
Interested and qualified candidates should send their CV to: careers@firstexcelsia.com using “Credit Officer” as the subject of the mail.